Coin Collecting Stuff

What do I do with a certified coin that I don’t believe is the quality it is certified for?

I have recently started collecting coins. I have MS 70 silver eagles (gold eagles cost too much right now). One coin in particular is a 2009 “Early Release” MS 70, But givin the research I have been doing ANY imperfection will drop it down to at most MS 69. Also, the Early Release is crap and does nothing for the value. Even with my untrained eye I can see what look like flaws, 2 specifically because they are not marks on the identical (2004-2008) coins. I bought the coins from a different dealer (on line because there are no shops near by). So far the 2004-2007 that came from the same dealer are truly perfect, but my most recent coins say they are perfect (“certified” and all), but I don’t believe so. What do I do?

First of all there are all kinds of grading services out there and they do not all have the same standards nor do they grade the same. A grade is someones opinion period. If you disagree with the grade send it back to the dealer you bought it from. Today a lot of dealers who actually can not grade coins sell the slabs, for they are already graded (may not be right grade), this way they get a free ride. I am from the old school and their is no such think as a MS-70 coin. No coin is perfect. With today’s minting standards most modern collector coins such as the eagles and commemoratives as well as mint and proof sets grade at least MS-67 throughMS-69 and are quite common. If they were rare the prices for them would be in the thousands of dollars. As an example an 1892-S Morgan dollar is $17.50 in grade very good but in just MS-64 a dealer will pay close to $155,000 for it. back to your question if the coin was graded by one of the top gradinf firms, PCGS,NGC,ANACS or ICG they guarentee the grade so get in touch with them if the dealer will not take it back. Buying site unseen is still not a good idea unless from one of the grading services above. Even then I am not so sure sometimes. Hope this helps.

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